ReInvestIQ helps real estate investors decide when to buy and what to offer. Analyze a U.S. property address or listing URL for a GO / NO-GO verdict, maximum allowable offer and the assumptions behind the result. Seller CMA and rental CMA reports show comparable properties and pricing bands. Compare selling now with keeping a rental using the free sell-or-rent tool. Add an investor profile for personalized research, discuss the analysis with AI and track properties in your portfolio. Figures are analytical estimates, not guaranteed returns. Free tools include sell-or-rent at /sell-or-rent, a second opinion at /deal-doctor, 13 of the 17 calculators at /calculators and 128 market reports at /markets.
ReInvestIQ is an underwriting engine for U.S. residential real estate. For a purchase it returns a single GO, GO-IF or NO-GO verdict with a maximum allowable offer, computed in code from primary-source data. For a sale or a rental it produces a Seller CMA or a Rental CMA from comparable properties, and for a property you already own it compares selling now with keeping it. Every figure names the source it came from.
ReInvestIQ returns a deterministic GO, GO-IF or NO-GO verdict plus a maximum allowable offer (MAO), the most you should pay for it. The MAO is the lower of two legs: the 70% rule (after-repair value x 0.70 minus rehab cost) and the cash-flow floor (the highest purchase price that still holds monthly cash flow at or above $100). The same inputs always produce the same verdict, because the metrics are computed in code rather than estimated by a language model.
A property earns a GO when the asking price is at or below its maximum allowable offer. Above that price the verdict is GO-IF, and the report names the levers that would close the gap: a negotiated price, rehab verification or a strategy switch. It is a NO-GO when the maximum offer is zero or less, or under half of asking with a high-severity red flag. Cap rate, DSCR and cash-on-cash are reported alongside the verdict but do not gate it; the full rule is published at /methodology/go-no-go-verdict.
Yes. The Starter plan is free forever and includes 3 property reports per month, with no credit card required. Thirteen of the seventeen calculators are open to everyone; cash flow, ROI/CAGR and DSCR require the Investor plan and break-even requires Professional. The sell-or-rent tool at reinvestiq.com/sell-or-rent, 128 market reports, the data rankings, the lender and insurance marketplaces, the methodology pages and the blog are all usable without a paid plan.
About 60 seconds. Paste a property URL or address and you get a GO / NO-GO verdict with cap rate, monthly cash flow and a sensitivity playground in roughly a minute; the Investor plan adds cash-on-cash, ROI and DSCR to the same report.
Property and rent figures come from RentCast, HUD fair-market rent, the US Census, FRED, Walk Score, and GreatSchools, cross-checked against live sale and rental comparables. Rent is validated against three independent sources rather than one feed, and every report exposes a data provenance panel showing each source and its raw value.
A GO / NO-GO verdict with cap rate, core investment metrics and monthly cash flow; comps; neighborhood data; and a 7-signal appreciation score — each figure traceable to the source it came from. Investor adds cash-on-cash, ROI and DSCR; Professional adds five strategy views and risk testing.
Starter is free. Investor is $19 per month or $14 per month billed annually and includes 10 property reports per month, personalized research and CMAs. Professional is $49 per month or $37 per month billed annually and includes 40 reports per month, deeper research and advanced underwriting. Annual billing saves about 25% on every paid plan. A Portfolio plan with unlimited reports, portfolio analytics and white-label branding is available by request only.
Yes, on every plan including the free Starter plan. The lender marketplace takes the deal and the loan type you are shopping — conventional, DSCR, hard money, private, FHA or VA — and matches it to lenders you can contact; the insurance marketplace does the same for property coverage. ReInvestIQ is not a lender, broker or insurance agency: it makes the introduction and takes no part in the loan or the policy.
Yes. The sell-vs-rent tool runs a sale scenario and a keep-renting scenario side by side over an adjustable hold horizon (five years by default) and reports which one wins, the crossover year, and the rent at which keeping the property breaks even. A public version at reinvestiq.com/sell-or-rent works on any US address without an account; the in-app version on the Investor plan adds an owner mode that reads the actual loan, cost basis and rent history from your portfolio.
Rehab Studio is visible on every plan. Investor unlocks authorized photo analysis and an Essential scope summary; Professional unlocks editable Essential, Market-ready, and Premium scopes with local material, labor, permit, and comparable detail, plus the underwriting handoff. Projected after-repair value is capped at the highest eligible comparable sale in a similar-area, property-type, bed/bath, and condition cohort. It is an underwriting aid, not a contractor bid or construction plan.